Business Formation Services

When shopping for an insurance policy, many people find it difficult to determine the right Auto Insurance policy they need. Some might not be able to determine whether or not they need a personal auto insurance policy or a commercial auto insurance policy for their vehicle. Most people feel that the Personal policy is sufficient but only get to discover that Commercial Insurance coverage is what they need when they file a claim or get into a collision. Knowing the difference between the two is the only way to properly determine the best policy for you.   Personal Auto Insurance A Personal Auto Insurance covers the personal use of your vehicle. It covers for the purpose of road trips, picking up groceries, or transporting of kids to school and soccer practice. As an employee, if you drive your vehicle to and from work, this counts as a personal use. Commercial Auto Insurance Commercial insurance is designed for small business owners and people who use their car primarily